To answer this question, we first need to define first what we mean by “skill” and “chance.”

Chance can be generally defined as randomness, unpredictability, or lack of control over an outcome. Skill is often described as any knowledge that has value in a particular activity or task.

For example, a person who won a 4D is an outcome of luck and chance, while a basketball player with skill knows how to dribble, shoot, or pass. In this case, their knowledge gives them an advantage over a player without the same level of skill.

Chance Versus Skill

The real world often intermixes these two concepts. Circumstances exist where chance and skill play equal parts in determining the outcome. One example is poker tournaments, in which players are dealt similar hands, and it’s down to who plays their cards best.

Another is blackjack, where players draw cards on each turn until they get a third card of matching suit without going over 21. The chance of this happening is roughly the same every time, but the player has control over how they play their hand and can use strategy to minimize the house’s edge.

In blackjack, you can control the outcome through your actions and decisions. This is where the line between chance and skill gets blurry. It isn’t always clear to what extent a player has control over their fate and how much is determined by randomness or luck.

For example, in poker, there’s no way to tell what cards will come next, so luck plays a large role.

Online baccarat is different because you can’t affect the outcome of your hand with your decisions. Even if you knew the result of every card being dealt, there’s no skill in that because it all comes down to chance.

The argument could also be made that chance and skill play equal parts during the course of a game because it’s impossible to know what cards will come next.

The Game of Online Baccarat

In baccarat online, there are options: European, Premier, and Classic. Each version is played with six decks of 52 cards (except for Classic, which uses eight decks), and you place bets on whether the player or the banker will win.

To achieve a valid bet, you must first choose either the player or the banker, then select “yes” or “no.” You can change your selection at any point during the game, but if you don’t do it before each new round starts, your original choice stands.

Every hand consists of three steps:

  • first, the player draws a card;
  • then the banker follows suit;
  • and finally, both players compare their hands to determine who wins.

You win your bet if you guessed correctly, or there’s a tie between the two players.

If you lose your bet, it doesn’t matter whether you chose correctly because you’re out that money either way. Thus, baccarat is purely a game of chance.

The baccarat online version is slightly different from the land-based version because you’re not playing against other players: your opponent is always the house, so it becomes impossible to run out of money since the computer will always bet against you.

This makes baccarat a game where the strategy has no place. There’s no decision to make, and you just need to remember which cards have already been played.


In conclusion, baccarat is a game of chance because the outcome is determined by luck rather than skill. You can’t affect your fate or strategize, so it belongs in the “chance” category. But, this doesn’t mean there’s no critical thinking involved since a player is still negotiating a complex random chance system, although they have no control over the outcome.